Santander's Background
Santander is an international group which combines a solid local presence with strong global capabilities and operates in four large geographic areas:
- Continental Europe, where the main institutions are Santander (Spain), Banesto (Spain), Banif (Private Banking), Santander Consumer Finance (Europe) and Santander Totta (Portugal).
- United Kingdom, including Abbey, Alliance & Leicester and Bradford & Bingley
- Latin America, mainly Brazil, Mexico, Chile, Argentina, Puerto Rico, Venezuela and Colombia.
- United States of America, Sovereign Bancorp
The Group's main business areas are: Retail Banking, Global Banking and Markets, Asset Management, Insurance and Credit and Debit Cards.
The Santander Model rests on five pillars: quality of service, efficiency, credit quality, disciplined use of capital and global vision.
Santander is committed to social development in all the countries in which it operates. It has a unique alliance with Universities through Santander Universities as it believes that education is the best way to contribute to social progress.
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